Idle balances can earn a return
Money you are not spending this month does not have to sit flat. Allocate part of a balance to treasury for a return structured as profit-sharing, not interest.
Client funds are held separately from Fasset’s own.
The figures shown are an illustrative assumption, not a quoted or guaranteed rate. Returns are not guaranteed and are not deposits.
How treasury works
You choose how much to allocate. It stays visible in the dashboard, and redemption is typically quick.
What 4.1% would come to
A balance left allocated for a full year. The figures shown are an illustrative assumption, not a quoted or guaranteed rate.
| Balance allocated | At an illustrative 4.1%, one year | Access |
|---|---|---|
| $50,000 | $2,050 | Typically quick |
| $100,000 | $4,100 | Typically quick |
| $250,000 | $10,250 | Typically quick |
Returns may change, are not guaranteed and are not deposits. Balances are held as USDT, a stablecoin designed to track the US dollar. USDT is issued by a third party, and how closely it tracks the dollar depends on that issuer.
The 4.1% is an illustrative assumption, not a promise, and treasury terms, including any fees, are confirmed before you allocate. Account pricing is on the pricing page.
Common questions
Is the return interest?
No. The return is structured as profit-sharing, not interest. Your allocated balance takes a share of what the underlying assets earn, so the rate follows performance instead of being promised in advance as a fixed charge on a loan. The 4.1% shown is an illustrative assumption, not a quoted or guaranteed rate, and treasury balances are not deposits.
What is the rate, and is it guaranteed?
This page uses 4.1% a year so the arithmetic is easy to follow. The figures shown are an illustrative assumption, not a quoted or guaranteed rate. Returns are not guaranteed and treasury balances are not deposits. Fasset Business is a technology platform, not a bank.
How quickly can I get the money back?
Redemption is typically quick, so a payroll run or a supplier payment does not have to wait on a notice period or a lock-up. There is no minimum term.
What are the dollars actually held as?
Balances are held as USDT, a stablecoin designed to track the US dollar, which Fasset also uses as a payment rail. USDT is issued by a third party, and how closely it tracks the dollar depends on that issuer. You see dollars in the dashboard, and the rail is handled inside the platform.
How do I open an account?
The application runs entirely online. You enter your company details, verify the people who own the business, and the account opens once those checks clear. Availability is confirmed at signup, country by country.
Open your account
The application runs entirely online. Or walk through the product first, with sample data and no signup.
Client funds are held separately from Fasset’s own.