Paying a contractor in Pakistan can cost up to $340 a payment, and the rail you pick decides most of that. A SWIFT wire is $45 to send, about $30 in correspondent fees, $15 to receive and roughly 2.5% buried in the exchange rate, which is $340 on $10,000. A payout on local rails through Fasset has a per-transfer price shown before you confirm and stated in full on the pricing page, and it settles in about 20 seconds when it moves as USDT.
The cost is the easy half. The harder half is what your contractor's bank expects on the receiving side, and what both of you need on file at the end of the year.
What this guide will cover
- The four rails that reach a Pakistani contractor's bank account, and which one they will actually ask for
- What each rail costs on a $500, a $2,000 and a $5,000 monthly payment
- Paying in rupees against paying in dollars, and who should carry the conversion
- Contractor or employee: the classification question that decides everything downstream
- What your contractor needs from you for their own tax filing
- The proceeds realization certificate, and why a payment into a personal wallet does not produce one
- Running one monthly batch instead of fourteen individual transfers
- The three things we got wrong when we first built this
For the money coming the other way, the guide to receiving USD in Pakistan covers the same corridor from the invoice side.
The full guide ships soon. Meanwhile the product is live, and the application runs entirely online.