# What did holding taka cost you? > The taka went from 70 to 123 per dollar between 2010 and July 2026. Chart the history year by year and see what holding taka cost you in dollars. Canonical: https://fasset.com/business/tools/usd-bdt/ Devaluation tracker Pick any amount since 2010 and see what holding it in taka did to its dollar value. Amount in taka BDT Held since 2010201120122013201420152016201720182019202020212022202320242025 77.95 BDT per dollar in 2015, 123.36 in July 2026, a 58.3% move in the rate. Dollar value lost $4,722 BDT 1,000,000 bought $12,829 in 2015. The same taka buy $8,106 today: 36.8% less. - **Rate then:** 78.0 BDT/$ - **Rate today:** 123.4 BDT/$ - **Share of value lost:** 36.8% - **Worth in dollars, then:** $12,829 - **Worth in dollars, today:** $8,106 - **Difference:** −$4,722 - **USD/BDT:** 123.4 BDT (July 2026) A rising line means the taka buys fewer dollars. 2026 is the July spot rate; earlier years are World Bank annual averages. Milestones ## The taka, year by year BDT 1,000,000 at each year's average rate, and how much dollar value the taka had shed since 2010. | Year | BDT per USD | BDT 1,000,000 in USD | Dollar value vs 2010 | | --- | --- | --- | --- | | 2010 | 69.65 | $14,358 | n/a | | 2011 | 74.15 | $13,486 | −6.1% | | 2012 | 81.86 | $12,216 | −14.9% | | 2013 | 78.10 | $12,804 | −10.8% | | 2014 | 77.64 | $12,880 | −10.3% | | 2015 | 77.95 | $12,829 | −10.6% | | 2016 | 78.47 | $12,744 | −11.2% | | 2017 | 80.44 | $12,432 | −13.4% | | 2018 | 83.47 | $11,980 | −16.6% | | 2019 | 84.45 | $11,841 | −17.5% | | 2020 | 84.87 | $11,783 | −17.9% | | 2021 | 85.08 | $11,754 | −18.1% | | 2022 | 91.75 | $10,899 | −24.1% | | 2023 | 106.31 | $9,406 | −34.5% | | 2024 | 115.60 | $8,651 | −39.7% | | 2025 | 121.92 | $8,202 | −42.9% | | 2026 July spot | 123.36 | $8,106 | −43.5% | World Bank, official exchange rate (PA.NUS.FCRF), period averages; July 2026 spot from open exchange-rate feeds. What happened ## How 70 became 123 For over a decade the taka was one of South Asia's steadier currencies. Between 2010 and 2021 the average rate crawled from 70 to 85 per dollar (under 2% a year), held in place by remittance inflows, export earnings and a central bank willing to manage the rate. A taka balance lost dollar value, but slowly. That changed in 2022. Post-pandemic import bills and energy prices surged, and Bangladesh Bank spent foreign reserves defending the rate before letting it adjust in steps, then moved to a crawling-peg style managed float in 2024. The average rate went from 91.75 in 2022 to 106.31 in 2023 and 115.60 in 2024. A taka balance held through 2021–2024 lost about 26% of its dollar value in three years, more than it had lost in the previous eleven. The slide has slowed but not stopped: 121.92 on average in 2025, 123.36 at the July 2026 spot. Unlike Pakistan's plateau, the taka is still drifting: smaller steps, same direction. The rupee tells a faster, steeper version of the same story. World Bank, official exchange rate (PA.NUS.FCRF), period averages; July 2026 spot from open exchange-rate feeds. Questions ## The taka and the dollar, briefly #### How much has the taka fallen against the dollar? The taka went from 77.95 per dollar in 2015 to 123.36 in July 2026, so one taka buys about 37% fewer dollars than it did in 2015. Measured from 2010, when the average rate was 69.65, the loss is about 44% of dollar value, and most of it arrived after 2022. #### Why did the taka fall in 2022–24? Import bills and energy prices surged after the pandemic, and the central bank spent foreign reserves defending the rate before letting it adjust in steps. A crawling-peg style managed float followed in 2024. The average rate went from about 92 per dollar in 2022 to 116 by 2024. #### Is the taka stable now? Not yet. The average rate was 115.60 in 2024, 121.92 in 2025, and 123.36 at the July 2026 spot: a slower slide than 2022–24, but still a slide, not a plateau. #### How do freelancers protect earnings from taka depreciation? Invoice in US dollars, keep working balances in dollar-denominated form, and convert to taka when you spend rather than when you get paid. Every month earnings sit in taka is a month exposed to the next adjustment. If you price your work in taka, the same logic applies to your rates: the rate calculator works from your target income in dollars. #### Where does this data come from? Yearly figures are World Bank official exchange rates (PA.NUS.FCRF), period averages. The 2026 figure is the July 2026 spot rate from open exchange-rate feeds and is labeled as such. ## Hold dollars until you need taka Fasset Business is the account these tools argue for: local-detail accounts, modern rails, cards, payroll and treasury. ## More tools Rupee tracker What holding PKR since 2010 did to your savings, in dollars. Developer salaries What software engineers earn across MENA and South Asia, by level and city. Take-home calculator What a freelancer actually keeps after tax, across eight countries. Fee estimator What banks, PayPal and wires quietly take from every invoice. ## Open your account The application runs entirely online. Or walk through the product first, with sample data and no signup. - Open an account - See the demo Client funds are held separately from Fasset’s own.