# Business banking for freelancers paid one invoice at a time
> Business banking for freelancers paid in small invoices, wherever their clients are. No minimum invoice size, and a per-transfer price shown before you confirm.
Canonical: https://fasset.com/business/solutions/freelancers/

Flat fees do not scale down with the invoice, so a small payment loses a bigger share than a large one. Fasset prices every invoice on the same published schedule, whether it is $500 or $50,000, with no minimum invoice size.

- Open an account
- See the demo

Client funds are held separately from Fasset’s own.

Invoice FR-0184 Northwind Studio

Brand identity, phase two$1,800.00

Motion pass, four assets$600.00

Total, billed in USD

$2,400.00

Paid

Your client paid on the hosted link by card, and you never handed out account details.

Illustrative. Figures and names are examples, not real accounts or customers.

[Three client payments converging on one account]

After the fee

## What actually lands in your account

One per-transfer price on your plan, taken once and shown before you confirm. No withdrawal step and no small-payment surcharge.

Invoice$2,400.00

Fee, priced per planShown before you confirm

Withdrawal stepNone

Small-payment surchargeNone

## Price the work before you bank the payment

Two calculators built for freelancers billing clients abroad, before the invoice even goes out.

- **Rate calculator:** Work backward from the income you want to a day rate or project fee in the freelance rate calculator.
- **Tax calculator:** See what a $500, $2,000 or $10,000 invoice leaves after tax in the freelance tax calculator.
- **Fasset vs Payoneer:** See the full fee breakdown side by side in the Fasset vs Payoneer comparison.

## A $500 invoice, three ways

What a freelancer keeps from the same $500 payment, by rail. Accurate as of September 2026.

| Rail | You lose | You keep |
| --- | --- | --- |
| Bank wire (SWIFT) $45 send + $30 correspondent + $15 receive + 2.5% in the rate | $102.50 | $397.50 |
| Payoneer About $4 small-withdrawal fee plus up to 2% above the mid-market rate, modelled at the top of the range | Up to $14.00 | From $486.00 |
| Fasset Per-plan pricing, shown before you confirm | See pricing |  |

Benchmarks compiled from World Bank Remittance Prices Worldwide, published Payoneer pricing and US bank wire fee surveys, July 2026. For Payoneer's current schedule, see its own pricing page. Fasset pricing is set per plan and stated on the pricing page. Run your own numbers in the freelance rate calculator.

Business is $29 a month, and a freelancer pays per transfer on top when a client payment comes in. If your monthly income is small, compare that fee with what you pay today first. Every per-transfer price is on the pricing page.

## Common questions

#### How much does a $500 invoice cost to receive with Fasset?

Fasset prices each transfer per plan and shows the price before you confirm. The pricing page states it in full. On our model, the same $500 by bank wire loses $102.50 to sending, correspondent and receiving fees plus the spread in the exchange rate, and the flat fees alone take $90 of it before any exchange rate markup.

#### Does Fasset charge a minimum or a small-payment fee?

No. There is no minimum invoice size and no separate small-payment fee. One fee shape applies whatever the invoice size, and the pricing page sets it out per plan.

#### How do I know what to charge as a freelancer?

The freelance rate calculator works backward from the income you want to a day rate or project fee, and the freelance tax calculator shows what an invoice leaves after tax, so you can price a client abroad without guessing.

#### Is Fasset a bank?

No. Fasset Business is a technology platform, not a bank. Banking, payment and card services are provided by licensed third-party institutions in each market, and client funds are held at those institutions, separately from Fasset's own money.

## Open your account

The application runs entirely online. Or walk through the product first, with sample data and no signup.

- Open an account
- See the demo

Client funds are held separately from Fasset’s own.