# Business banking for agencies that bill the world > Business banking for agencies billing clients abroad in USD, EUR and GBP. One account for multi-client receiving, invoicing and contractor payouts. Canonical: https://fasset.com/business/solutions/agencies/ Invoice clients in dollars, euros and pounds from one account, see which client paid which invoice, and pay the people who did the work from the same balance. - Open an account - See the demo Client funds are held separately from Fasset’s own. Invoices out March Northwind Studio Paid $14,500.00 Harlow and Vance Viewed $8,250.00 Meridian Group Sent $6,900.00 Northwind Studio paid the March retainer. $14,500.00 settled to your USD balance in about 20 seconds. Illustrative. Figures and names are examples, not real accounts or customers. ## What does it cost an agency to get paid from abroad? More than the invoice line ever shows. The World Bank puts the average cost of sending money abroad at 6.49% in Q1 2025, measured on small personal transfers. Business invoices are charged differently: a wire adds flat fees and spread on top of whatever your client's own bank already charged to send it. Run your own numbers in the transfer fee calculator. - **Multi-client receiving:** Hold USD, EUR and GBP in one account instead of reconciling wires from six sources by hand. - **Invoices:** Hosted payment links from invoices let a client pay in a click, by card or bank transfer, without you handing out account details. [Three invoices fanned out, the front one ready to send] Pay out ## Then pay everyone who did the work Designers, writers and subcontractors go out together on payroll, included on every plan and covering the markets we serve, instead of a separate wire for every freelancer on the roster. Contractor payouts 11 people · one run $18,640.00 7 of 11 paid · each one settles in about 20 seconds Paid so far NR Nadia RahmanArt direction, March $3,200.00 TV Tomas VelaCopy, two campaigns $1,850.00 PM Priya MenonMotion, six assets $2,400.00 Business is $29 a month, and an agency pays per transfer on top when money moves. Every per-transfer price is on the pricing page. ## Common questions #### How does an agency receive payments from clients in different countries? An agency holds one account that receives USD, EUR and GBP directly, so a client in New York and a client in Berlin can both pay into the same place without either payment routing through a currency you did not ask for. Each invoice shows which client paid, so reconciling six clients does not mean reading six bank statements. #### What does it cost to send or receive a $10,000 invoice through Fasset? Fasset prices each transfer per plan, and the price is shown before you confirm. The pricing page states it in full. On our model, the same $10,000 by bank wire comes to about $340 in sending, correspondent and receiving fees plus the spread in the exchange rate, and takes 1 to 3 business days. A USDT transfer settles in about 20 seconds. #### Can I pay contractors and subcontractors from the same account? Yes. Payroll is included on every account and covers the markets we serve, so a designer or a writer anywhere on the roster gets paid on local rails without you running a separate wire for every freelancer. #### Is Fasset a bank? No. Fasset Business is a technology platform, not a bank. Banking, payment and card services are provided by licensed third-party institutions in each market, and client funds are held at those institutions, separately from Fasset's own money. ## Open your account The application runs entirely online. Or walk through the product first, with sample data and no signup. - Open an account - See the demo Client funds are held separately from Fasset’s own.