# One plan for most teams, custom terms when you outgrow it > Two plans: Business at $29 a month and Enterprise on custom terms. Conversion, local payouts, card FX and incoming wire fees are all listed on the page. Canonical: https://fasset.com/business/pricing/ Business is $29 a month, with every fee for the plan listed below. Enterprise is priced for higher volume, several entities or a custom corridor. - Open an account - See the demo Client funds are held separately from Fasset’s own. No activation fee · no inactivity fee · no minimum balance · no per-user fee - **Business** ($29 a month): For teams scaling payments and payroll - **Enterprise** (Custom): For high volume and multi-entity operations Pricing shown is launch pricing and may change. ## Common questions #### Is there a free plan? No. Every account opens on Business, at $29 a month with the first month paid upfront and no activation deposit. There is no minimum balance and no inactivity fee. Enterprise is priced separately for higher volume, several entities or a custom corridor. #### What does Business include? Accounts in USD, EUR, GBP and USDT, a stablecoin designed to track the US dollar, with local rails. Unlimited users and virtual cards, physical cards at $15 each, threshold approval rules with maker-checker, scheduled payroll runs in multiple currencies, invoicing with recurring invoices and reminders, and priority support with a relationship manager. Contractor seats are $10 a month each, with the first 3 free. Converting USD, EUR or GBP is 0.45% with a $1 minimum, paying out in local currency is 1.2% with a $2 minimum, card spend outside USD carries 1.0%, an incoming USD wire is $10 and an outgoing USD wire is $15. #### When does a business move to Enterprise? At $2M a month going out, 3 or more entities, or when you need a custom corridor. Enterprise adds SSO, free physical cards, custom approval chains across entities, negotiated contractor seats and a dedicated manager. Converting USD, EUR or GBP is 0.3% + $1, paying out in local currency is 0.9% + $2 with a floor of 0.8%, ACH sends are $3 and incoming USD wires are free. #### How are conversion and payouts priced? Each is a percentage of the amount, set by your plan. On Business, converting between USD, EUR and GBP is 0.45% with a minimum of $1, and paying out in a local currency is 1.2% with a minimum of $2. On Enterprise, converting is 0.3% + $1 and paying out is 0.9% + $2, with a floor of 0.8%. Card spend in a currency other than USD carries 1.0% on both. The fee is shown before you confirm. #### Are these prices final? No. These are launch prices and they may change before general availability. Whatever pricing applies to your account is stated in the app before any money moves, so you see the fee for a payment or a conversion before you confirm it. If a price changes we tell you before the change applies to your account. #### Is Fasset a bank? No. Fasset Business is a technology platform, not a bank. Banking, payment and card services are provided by licensed third-party institutions, and client funds are held at those institutions, separately from Fasset’s own money. Availability is confirmed at signup, country by country. ## Open your account The application runs entirely online. Or walk through the product first, with sample data and no signup. - Open an account - See the demo Client funds are held separately from Fasset’s own.