# Agency payroll across markets: what we learned building it
> Contractor payroll across the markets we serve, with each local payout priced per plan on the pricing page. What building it taught us, including what we cut.
Canonical: https://fasset.com/business/blog/agency-payroll-six-markets/

AH

Ayman Hassen

Head of Business Banking, Fasset · September 2026

[A grid of rounded squares with one column tinted as a highlighted pay run]

Contractor payroll across the markets we serve is part of Fasset Business, and each payout on local rails has a per-transfer price, stated per plan on the pricing page and shown before you approve the run. Building it took longer than the payments product did, which surprised us, because a payroll run is the same transfer repeated.

It is not. Payroll is a schedule, a set of local expectations and a paper trail that happens to end in a transfer. This is what that cost us to learn.

## What this guide will cover

- Why payroll is a calendar problem before it is a payments problem
- The markets we built for, and what contractors in each one expect to receive
- Local currency against dollars, and who should carry the conversion
- Failed payouts: the four reasons a name and an account number do not match
- Batch runs, approvals, and the second pair of eyes
- Invoices and receipts, and what a contractor needs at their own year end
- What we cut from the first version, and why
- What we would build differently if we started again

Pakistan is the market where this was hardest, and it gets its own guide: paying contractors in Pakistan.

The full guide ships soon. Meanwhile the product is live, and the application runs entirely online.

## Open your account

The application runs entirely online. Or walk through the product first, with sample data and no signup.

- Open an account
- See the demo

Client funds are held separately from Fasset’s own.

## Related reading

- **Paying contractors in Pakistan:** Rails, costs and compliance for the money going the other way.
- **USDT for business payments, used as a dollar rail:** A stablecoin designed to track the US dollar, used as a rail. Settles in about 20 seconds, no exchange account.
- **Why Mercury and PayPal left:** What is verifiable about 2024 and 2025, what was never explained, and what it means for you.